What Does It Mean to Refinance a House?
Refinancing a house is a common financial strategy used by homeowners to change the terms of their mortgage. In simple terms, refinancing involves replacing an existing home loan with a new one, often with different terms such as a lower interest rate, a different loan term, or even a change in the type of loan. […]
Best Home Mortgage Lenders for Bad Credit Borrowers
Home ownership is a dream for most, but for individuals with bad credit, it becomes more of a pipedream. Fortuitously, there are bad credit home mortgage lenders who specialize in providing financing options to borrowers with less-than-perfect credit. This article finds you the best home mortgage lenders for a bad credit borrower, their unique offerings, […]
How Does Mortgage Refinancing Work? A Complete Guide
Mortgage refinancing is a form of financial transaction that assists one in reducing his/her monthly payments, reducing a loan term, or gaining home equity to fund significant expenses. However, how does the process work, and can it be your best fit? Here’s an overall guide to cover all essential things you should know before considering […]
Which Loan Option is Right for You? Get FHA Loans, Personal Loans, and More
Navigating the world of loans can be overwhelming, especially with so many options like FHA loans, personal loans, and specialized solutions for loans for bad credit. At FLO Mortgage, we aim to simplify the process, offering tailored financial services including Refinance options, Loan Programs, Non-QM loans, and a unique experience through our Lending Lounge. Whether […]
How to get a business loan for Your Needs
Securing the right loan can be crucial for achieving financial goals, whether it’s expanding a business, buying a home, or managing unexpected expenses. But navigating the many loan options—business loans, home equity loans, FHA loans, and personal loans—can be overwhelming. At FLO Mortgage, we’re here to help you make informed decisions. Below, we’ll explore how […]
What happens if my mortgage pre-approval expires
Whenever one is in the market for a home, he or she must get a mortgage pre-approval. But the fact that is not apparent to most homeowners is that mortgage pre-approval has a shelf life. Knowing what to expect when your pre-approval is up can definitely help you make some time, some money and a […]
What You Need To Know Before Buying A House
Discover the path to Mortgage Approval with Find and Hire Pro’s expert guidance. Simplify your home-buying journey and secure the best rates tailored to your needs. Taking the steps towards buying a house can be a daunting process. While most individuals merely fantasize about their “dream home,” the practicality of getting there is a bit […]
How to Qualify for a VA Loan
VA loans are a fantastic benefit for U.S. military veterans, active-duty service members, and certain other qualified individuals. These loans, backed by the Department of Veterans Affairs (VA), offer great advantages like no down payment and competitive interest rates. If you’re considering applying for a VA loan, follow this easy guide to understand how to […]
Common Myths About FHA Loans Debunked
FHA loans are a popular choice for many homebuyers, especially those buying a home for the first time, due to their flexibility and lower requirements. However, there are many myths and misunderstandings about FHA loans that can cause confusion and stop potential applicants from using this helpful mortgage option. This article aims to clear up […]
What Documents do I Need to Refinance my Mortgage?
Refinancing your mortgage can be a savvy financial move, potentially lowering your interest rate, reducing your monthly payments, or allowing you to tap into your home’s equity. However, the process can be daunting, especially when it comes to gathering the necessary paperwork. Knowing what documents you’ll need can help streamline the process and ensure a […]