our Trusted FLO Mortgage Consultant

Your Future, FLO Mortgage - Community First Home Loans

Closings Made Simple

5 Days Process

Fast & Easy Process

No Prepayment

No Hidden Fees

24/7 Support


Jose Apont

Years of


About Me
As a leading mortgage lender serving Orlando, Tampa, St. Petersburg, Clearwater, Sarasota, and nearby areas in Florida, FLO Mortgage takes pride in our deep understanding of the local real estate market. We offer a comprehensive range of mortgage financing solutions, including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. With certified experts who stay updated on the latest developments and regulations in the industry, we provide reliable guidance and support throughout your entire mortgage journey. Committed to integrity, professionalism, and delivering exceptional customer financing services, FLO Mortgage is your trusted partner for all your mortgage needs.

Conventional Loan

This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years

FHA Loans

Our loans benefit from the support of the Federal Housing Administration (FHA), providing enhanced security and favorable terms.

VA Loan

A VA loan, or Veterans Affairs loan, is a specialized mortgage product available
exclusively to current and former members of the United States Armed Forces.


The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area.

Our Features

Quick Easy Flexible

Low Rates

Secure swift approval with our straightforward homeownership application process

Quick & Easy

Secure swift approval with our straightforward homeownership application process.

No Penalty

There are no penalties for early repayment of Mortgage Loans with us.

Secure Process

Your personal and financial information is safe with our secure process.

Apply Now

Achieve your dream home securely with Community First Home Loans.

No Interest

Benefit from our no-interest offer and save on your FLO Mortgage.

Your Partner for Homeownership Journey

Start Your Homeownership Journey with Us.

Steps to Secure Your Loan with FLO Mortgage

Fast & Easy Process


Select Your Desired Loan Amount with FLOMortgage

Discover Ease in Flexible Financing - Select Your Desired Amount Today with Us!


Submit Your Documents with Ease

No Stress, No Fuss - Simply Provide Your Documents and We'll Take Care of the Rest!


Apply and Review Your Loan with Ease

Take a step towards your financial goals by applying for a loan review today with us.


Bank Loan Approval Made Simple

Secure the funding you need to achieve your dreams - approve your bank loan with us today.

Customers Testimonial

What Our Clients Say

Daniel J
Daniel J


FLOMortgage transformed our dream of homeownership into reality. Their 100% FHA loan option, paired with their steadfast support, streamlined the process effortlessly. The team's commitment to first-time buyers is remarkable – from personalized financial advice to guiding us through paperwork, they instilled confidence at every step. FLOMortgage doesn't just offer loans; they pave the way to a brighter future. We are now homeowners with pride.

Rebecca Mark
Rebecca Mark


FLOMortgage made our dream of homeownership a reality. The 100% FHA loan option, supported by their expert guidance, made the entire process stress-free. Their commitment to supporting first-time buyers was evident in every interaction. From educational resources to personalized consultations, their team ensured we felt empowered throughout. FLOMortgage doesn't just offer financial solutions; they offer a genuine partnership.

Mark T
Mark T


FLOMortgage exceeded expectations to ensure our homebuying experience was exceptional. The 100% FHA loan option was revolutionary, removing the necessity for a traditional down payment. The personalized service from their Mortgage Brokers ensured a seamless process from start to finish. From the initial consultation to closing, they offered valuable insights, enabling us to make informed decisions. The team's commitment to educating first-time buyers is evident in their dedication.

Laura James
Laura James


Our experience achieving homeownership with FLOMortgage surpassed all expectations. The 100% FHA loan option, along with their devoted service, transformed our dream home into reality. Their Mortgage Brokers offered invaluable guidance every step of the way, ensuring we were informed and confident in our decisions. Their dedication to supporting first-time buyers, demonstrated through educational resources and personalized consultations, distinguishes them from the rest.

Contact Us Today!

Get In Touch

We’re here to support you every step of the way. Whether you have inquiries, require information, or wish to explore your options, we eagerly await your contact. Your path to homeownership begins with a simple “get in touch.”

Our committed team is prepared to assist you in your journey to homeownership. Don’t hesitate to reach out with any questions or to arrange a consultation. We anticipate hearing from you!


Davenport - FL

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