- (912) 980-3604
- JAponte@flomortgage.com
- Davenport - FL
our Trusted FLO Mortgage Consultant
Guidance for Your Next Move
Buying, refinancing, or investing? Let's explore your options.
Years of
Experience
About Me
As an Independent Mortgage Broker at FLO Mortgage, I believe in treating every client like family—because navigating home financing should feel like a partnership, not a paperwork nightmare. Whether you’re a first-time homebuyer, a savvy investor, or somewhere in between, I craft smart mortgage solutions that work for your goals.
Forget the cookie-cutter approach. I specialize in creative financing options for investors and self-employed borrowers, along with tailored strategies to boost your credit and secure the best loan terms. My expertise covers Conventional, VA, FHA, USDA, Non-QM, and alternative financing solutions, so you always have options.
- Down Payment Assistance Available
- Investor Loans & Non-QM Financing – DSCR, Bank Statement, Asset-Based, and More
- VA Loans with 100% Financing – Because Veterans Deserve the Best
- Conventional Loans with as Little as 3% Down
- Jumbo Loans for High-Value Properties
- FHA loans and down payment assistance options for eligible buyers.
- Jumbo Loans for Investment Properties
I don’t just close loans—I build pathways to homeownership and financial growth. So, whether you’re buying your dream home, refinancing for a better rate, or investing in your future, I’ve got your back. Ready to make moves? Let’s talk.
Our Features
Quick Easy Flexible
Your Partner for Homeownership Journey
Start Your Homeownership Journey with Us.
Your Mortgage Process
Clear Steps from Application to Closing
01.
Discuss Your Goals
We’ll review your plans and discuss potential mortgage options.
02.
Complete the Application
Submit the application and documents requested for your file.
03.
Review Loan Options
I’ll explain the available terms, costs, and next steps.
04.
Lender Review & Next Steps
The lender reviews your file. Approval and timing depend on underwriting.
Customers Testimonial
What Our Clients Say
Contact Us Today!
Get In Touch
We’re here to support you every step of the way. Whether you have inquiries, require information, or wish to explore your options, we eagerly await your contact. Your path to homeownership begins with a simple “get in touch.”
Our committed team is prepared to assist you in your journey to homeownership. Don’t hesitate to reach out with any questions or to arrange a consultation. We anticipate hearing from you!